Have Questions? Call us at: (888) 979-2701
How To Effortlessly Close Large Annuity
 Cases ...100% Over The Phone
Learn How To Instantly Boost Your Profits, Have More Time, And 
Freedom In Your Business And Life
Would You Like To Double Or Even Triple Your Average Annuity Cases IMMEDIATELY, And Get More FreedomAnd Have Your Clients Love You?
Would you like more freedom, more time and have clients that love you, all at the same time?
If so, then I know exactly how you feel.

If you're like most advisors, you probably work really hard doing your best to grow your business and serve your clients.

But let's face it... 

Having your schedule revolve around your clients is the only way to get business done...even if it means spending hours in the car, driving across town, sitting in traffic just to meet with one client. 

This common approach to sales and servicing clients, truly has a far limiting impact on your freedom and lifestyle

You feel a longing for more freedom in your life, or even worse you feel trapped inside the routine of your business... 

Being at the beckoning call of your client's demands, while you miss out on spending time with your loved ones and letting life's most fulfilling experiences pass you by. 

Until now, the only way to break free or escape the demands of your business was to go on a long-deserved vacation and completely disconnect from your work. 

However the big problem is that no matter how long of a vacation you take, you still need to come back to the office and grind it out, day in and day out, meeting after meeting to grow and service your business.

The fact is, very few advisors are able to work freely whenever and wherever they want because they are stuck in the "old school" approaches to growing their business.

That's why today, I'm really excited to announce to you the "Virtual Advisor Formula" which is going to be key to increased freedom while simultaneously growing your business.

I know that may sound unbelievable, but in a moment you'll see how it all works, so just keep reading. 
Steve Arceo, Financial Advisor
Virtual Sales Expert 
"Hi, my name is Steve Arceo and over the last 10 years I have been perfecting the method of the Virtual Sales Formula."
Do You Want To Learn How To Effortlessly Close Business
 Over The Phone?
I've had thousands of conversations with prospects over the phone and designed hundreds of retirement plans for other advisors... all using annuities.

I've consistently written million dollar annuity case sizes, even when nobody thought it was possible...all over the phone. 

Recently, I have been hired by top advisors to help them create more freedom in their business

And what I've proven over and over is the easiest and most reliable way to ramp up your annuity production and increase your freedom, is by closing large annuity cases virtually and over the phone

It's literally the difference between an average result and a "massive profits, total freedom" kind of result. And when you apply it in your business, your sales, profits AND free time can double almost instantly

Whether you're trying to ramp up your business, beat the competition, or have more free time, the Virtual Advisor Formula gives you the missing piece of the puzzle you need to finally make your dreams a reality. 

This program will reveal the EXACT STEPS you need to follow in order to achieve your most important business and life goals faster than ever before. 

And what makes Virtual Advisor Formula different than every other sales method out there is that it allows you to effortlessly close business over the phone. 

What this means is that regardless of whether you have an office, a website, a radio show, or however many years in business... 

You can use my proven methods to consistently close business with any type of client, virtually anywhere. 

If you're like me, you're sick and tired of "old school" sales methods that are created around somebody else's personality, positioning, scripting, and in some cases manipulative sales closes to write business. 

This powerful method exposes the biggest unknown challenges your prospects will have during retirement, and builds a positive pressure around taking action, without any manipulation or shady sales tactics. 

You've already had a glimpse into how this process works if you've watched my 3-part video training series.  

The Virtual Advisor Formula is an opportunity for me to work closely with you over a month and a half business development process.  

Each week you'll get on a live webinar with me and I'll walk you through each of the modules of the Virtual Advisor Formula. During these weekly webinars, I'll also address any of your questions and I'll work directly with you on the cases that you're currently working on with clients. 

As we go through the 6 weeks together, I'll chronologically cover the following 6 key modules in very microscopic detail.
Modules Overview

Module One - "How To Get Prospects To Fall In Love With Annuities BEFORE You Offer Product"

How to clearly and effectively explain annuities over the phone using simple hand drawn illustrations.
This presentation explains how annuities work and clears up some of the common misconceptions about annuities. It starts to position the theme of using annuities as a part of a complete plan to generate income during retirement.

It’s so simple and easy to understand that it can double as an educational series that can be re-purposed for lead generation. Driving traffic to this presentation will produce leads that are highly interested in the idea of creating a personal pension to generate income during retirement.

Income riders are covered in detail, which positions that advisor as a partner to the prospect in clearing out all of the ‘sales jargon’ and getting to the bottom line.

The concept of cashflow is introduced during the first meeting - with the expectation set that the advisor will help in finding the best source of income from the available annuities.

We’ll cover the THREE THINGS EVERY RETIREE NEED IN ORDER TO STAY RETIRED. A powerful concept that positions guaranteed income as an essential part of being retired.

We'll also cover why a retiree should NOT rely solely on the stock market for their retirement income. 

And last, how to answer a very important question, “How much annuity should I buy?”

Module Two - "How To Powerfully Illustrate Annuities"

The single most powerful way to prepare and review illustrations with your prospect over the phone. We’ll cover why you should always use a $100K illustration - ESPECIALLY if your prospect has more money than that.

I'll walk you through how to easily decode the annuity math to help simplify the sale. I'll show you why using the annuity brochure to explain its benefits to your prospects, is costing you TENS OF THOUSANDS of dollars in commissions.

You’ll be able to teach your prospect how to read an illustration to find the TRUE cashflow of an annuity contract. I'll also teach you how and why  you should assign your prospects homework, and how it leads to the next meeting. This is how we start the process of customizing your prospect's annuity plan to solve for inflation. 

Involving your prospect, and making them responsible for the outcome of their plan is a powerful tool than you can use to your advantage - especially since very few advisors are doing it.

Module Three - "How To Beat Inflation With Annuities"

Using your prospects budget to uncover inflation needs and solve it with guaranteed cashflow.

How you can construct an annuity portfolio that provides guaranteed inflation adjustments using the smallest possible investment.

Module Four - "How to Sell Against Variable Annuities"

Have you ever been up against a variable annuity sale? Or would you like to rescue a prospect from a VA burdened with high fees?

We'll discuss why variable annuities made made sense in the past, but could pose problematic in today's current conditions.

How to explain hidden expenses, inferior income guarantees, and principal risk over the phone and using simple illustrations.

Module Five - "How sell against FIAs"

Have you ever been up against a fixed index annuity sale? 

Learn how to explain the inferior earning potentials, covering caps, spread and all of the hoops the insurance companies made you jump through to keep you from earning interest. 

We'll also go deeper into understanding the annuity math, and to clear away the distractions that are common when shopping for annuities, such as bonuses, roll ups, income riders, indexes, and caps.

Module Six - "How To Use My Proprietary Calculator To Double Your Annuity Case Size"

How to uncover the effects of inflation and determine exact annuity purchase amounts to solve for rising costs.

It’ll be very reassuring to your prospect that you are using a mathematical formula to determine how much annuity they should but. Let's face it, most advisors don't have a clear formula for how much to place into the annuity, now you do...and you're prospects will love you for it.

BONUS #1 - "Let Me Help You Close Next Million Dollar Annuity Case"

Would you like help preparing and closing your next million dollar annuity case? No case is too big, or difficult. After personally designing HUNDREDS of retirement plans using annuities, rest assured I can help you create comprehensive annuity solution that will beat your competition...regardless of what products your offering.

I'll be working closely with you to on the cases that you're currently working on with clients. 

Steve will literally jump on the phone with you on next live appointment and present your entire annuity plan to your prospects.

Having Steve on the phone with you and your client can mean the difference between a “maybe” sale and a “done deal”.

The last time Steve got on the phone with an advisor in Washington, he helped him close a $1.2 million annuity sale.

BONUS #2 - "How To Easily Crush The Toughest Annuity Objections"

I'm included an exclusive added bonus, we're I'm going to release my coveted "Annuity Objection Handling" training session.

See how to easily crush the most common and toughest annuity objections with my proven third party resources...and one shockingly "simple trick".

MARKETING BONUS #1 - "Selling For Cashflow" Lead Magnet  

■ 5 page consumer report promoting “cashflow”
■ Used to generate 1,357 leads in less than 60 days
■ Built-in custom coded “cashflow calculator”

$1,000 Value

MARKETING BONUS #2 – New Traffic Generation Shortcuts

■ 5 little known online tools to use when creating a consumer lead magnet
■ How to create an irresistible lead magnet in less than 24 hours
■ Advanced traffic shortcuts to get results fast

$500 Value

MARKETING BONUS #3 – Advanced Funnel Frameworks

■ New technology to create urgency with your prospects
■ 3 highest converting types of online funnels
■ Discover what’s missing from 95% of online funnels today and why most lead magnets suck
■ How to quickly re-engage cold prospects

$500 Value

■ Bonus #1 – Annuity Consumer Presentation $1,500

■ Bonus #2 – “Selling For Cashflow” Lead Magnet $800

■ Bonus #3 – Traffic Generation “Hacks” Session $500 

■ Bonus #4 – Advanced Funnel Training Session $500

By having the advisors in this program implement as they go, it puts everyone in a position to profit from the program IMMEDIATELY.
As I host each weekly session, I'll have each session recorded and I'll have that recording put online on our private members website with the printed transcript of that entire session.  

So if anything happens where you miss the weekly session, no worries. Go to the member website go through the recording of that training session, and read through the transcript.   

Each week's live webinar is a perfect opportunity where you'll wanna speak up and get those very specific questions answered on the cases you're currently working on.  

You know, you might ask:  

"Steve, I met with someone  today that's being offered an annuity with a higher increase in the rider than  what I can offer, the  income difference isn't huge, my account pays almost as well. Since I can't attack the product, is there an effective way of attacking the company in a way that doesn't turn into a 'he said, she said' - what can I use to break the other company down?"

"My client has a little  under $1M in an IRA now, they like the idea of having inflation adjusted income, but we're having a hard time determining how often to give them increases in the income, can you help?"

To keep the communication flowing daily, I have created our very first Virtual Advisor Formula mastermind group, which is a private, closed online group just for advisors in the program.  

It's a great way for you to put in your daily questions, ideas, thoughts, problems, and get responses back from me and other advisors. It creates a community, a family feeling of like-minded advisors who are all working to scale their business up and attain true freedom

Also in the private member's website, there is an area I recommend that you use often and it is called the Resource Center. That is where I share all of their work, all of my training materials, videos, tools, scripts, all of the resources and 3rd party articles I've compiled over the years.
Virtual Advisor Formula Is For 
Advisors That Want To discover:
  • A proven process that works with any insurance company, allowing you to use your existing products.
  • How to use a proven process to help you break free from the maddening rush of your day-to-day life and develop a crystal clear picture of what's really most important to you (If you ever feel like you're constantly being pulled in 1000 different directions, then this program will help you to calm the noise and clarify what you really want).  
  • How to accelerate your profits by using my simple tools that turns annuity case design into a winning game.  
  • How to connect with and speak the language of affluent and wealthy investors and easily convert them into your raving fans that sing your praises.  
  • How to avoid falling into the common annuity sales traps that steal away your most precious asset - Time.  
  • How to rekindle "cold" prospects and easily identify new business opportunities with your existing clients  
  • The truth about annuity rates, why not all annuities are created equal. AND how to know which numbers really matter the most to your clients.  
  • How to ethically gain an unfair advantage over your competition before you even start to show product (When you add these psychological weapons to your arsenal, your opponents won't have a chance)  
  • The real reason why you're not closing large annuity cases, and how to break the cycle forever with one simple yet powerful strategy.  
  • The fastest way to start selling over the phone, no matter what your current level of knowledge is - and why being a beginner is actually gives you an unfair advantage
But Keep In Mind, The Virtual Advisor Formula 
Is NOT A Fit For Everyone...
We really don't want to waste your time or ours, so if any of the following describe you, then this program will not be a good fit:

 ■ If you have no clue how annuities work.

 ■ If you have zero leads to work, or current clients to work with.

 ■ If you're NOT coachable, or open and willing to try a new method of selling.

The initial response has been overwhelming. Here's what advisors are saying from the video training I've just released:
If you've stayed with me this far, I'm sure you're wondering how much the Virtual Advisor Formula 
is going to be.
And that's a fair question given that in the past, the only way to get access to my formula was to hire me as a personal sales coach which can cost $5,000 to $10,000 per month.

But there was a limit on my time and the number of advisors I can help personally, so I created the Virtual Advisor Formula as a way to allow every advisor to the life changing sales methods I've developed over the last 10 years. 

I focus on helping advisors double or even triple their average case size. Which can add an additional $10,000 - $20,000 in commissions per client, or in some cases over six figures of pure bottom line to your practice...without doing any more work, or spending an additional dime on marketing.  

Plus you have the HUGE benefit of total freedom if you choose to close the business virtually

However, if you want me to teach you my entire Virtual Advisor Formula

It isn’t going to cost you $20,000... 

or even $10,000… 

Not even $5,000 

You can become a part of this exclusive group of advisors, and have me as your coach and mentor.

For a one time investment of $1,997 

That’s it. 

Immediately, after you enroll into the Virtual Advisor Formula, my office will reach out to you to learn about your practice so that we can best support you in your success in the program and get you registered for our up-coming live training. 

So if you want to unleash your true earning potential and gain true freedom using the proven methods of the Virtual Advisor Program, just click on the "Add To Cart" button. 
Registration Closes At Midnight EST, 
Wednesday Nov 2nd
5-month payment plan
Billed monthly, for 5 months.
    One TIme Payment
    Save $488
      Have Questions? Call us at: (888) 979-2701
      In fact, I'm so confident that the Virtual Advisor Formula will work for you, that I'm offering an insane 10X BOLD GUARANTEE. 
      If you join the Virtual Advisor Formula and you don't feel like you can earn at least 10 times your initial investment in the program over the next 12 months, I'll give you a full refund, just for trying it out. 

      That's right, if after joining the Virtual Advisor Formula, and you feel like this training won't add at LEAST an additional $20,000 in new commissions over the next 12 months... 

      Just send me an email within 30 days, and I'll refund you the full purchase price, no questions, no hassles and you'll still get to keep every single training resource that we provided to you. 

      You can literally download all of my stuff, and the bottom line is that I don’t want your money if you’re not 100% satisfied...PERIOD! 

      Now we know you’re not going to do that, but we want to make it clear that this offer is, literally, no risk to you. 

      Look, if you're serious about skyrocketing your earning potential, and gaining true freedom in your business and life, you need to take action now.  

      You've wasted enough of your time, energy, and profits copying the "old school" sales methods perpetuated by top advisors and marketing organizations that are so far out of touch of what is truly possible in today's Internet Age. 

      You CAN finally break free from being shackled to your office all day, rediscover the joy and happiness in life again, simply by joining me in the Virtual Advisor Formula today

      Imagine the freedom of living life on your terms, your business is booming, and being able to enjoy having fun with your spouse and family with a sense of pride and confidence.

      You laugh out loud as you realize that you now make twice the commissions with every single client than ever before, without spending an additional dime on marketing or having to work any harder

      You have built a profitable and thriving business that supports your lifestyle AND won the respect of those who doubted you. 

      So click the "Add To Cart" button below right now, I'm really looking forward to meeting you.
      Registration Closes At Midnight EST,
      Wednesday Nov 2nd
      5-month payment plan
      Billed monthly, for 5 months.
        One TIme Payment
        Save $488
          Have Questions? Call us at: (888) 979-2701
          Frequently Asked Questions
          Should I be concerned about compliance issues regarding signatures?
          You should follow whatever compliance rules and regulations with the companies that you are licensed with and all state regulations. Obviously, each carrier may have different requirements, so you are responsible for playing by the rules.
          Do I need to sign up with AIM, certain vendors, or change FMOs?
          Nope, you’re welcome to stay wherever you write business. We are not a FMO, IMO or 3rd party marketing vendor.
          Do I have to split my commissions?
          No, a one-time investment $2,997 is all that is required join the program.
          Will my info be sold to an FMO?
          No, that’s not going to happen.
          What products do you use? Is this only for FIAs, or only for variable annuities?
          Steve has written business with many of the top annuity carriers out there, but the program is “product-agnostic” and applicable to any type of annuity product.
          I don’t offer annuities, can this program help me?
          We’re going to quote from the respected war general and strategist Sun Tzu:

          “If you know yourself but not the enemy, for every victory gained you will also suffer a defeat…”
          ― Sun Tzu, The Art of War

          Here’s the point, this program will show you how blow to smithereens the income guarantees behind the most popular annuities sold today?

          Whatever you're offering, you should know how to sell “for” or “against” annuities. Let’s face it, chances are many of your prospects are being sold “inferior” solutions.

          ...You need to be equipped with the right ammo to blow up whatever your competition is offering (assuming it’s a lousy deal for your clients).
          Are clients really comfortable with working with someone virtually?
          Absolutely, and in fact many of them actually prefer it that way. In many cases it’s actually more convenient for them and even provides a “unique experience” that very few advisors offer.
          I'm brand new to the business... do you recommend getting started with your sales system?
          Obviously, this program will give you a leg up on the learning curve when it comes to selling annuities and you won’t have to “unlearn” any old school sales methods. But we recommend you do have some prospects and or clients to work with so you can put the Virtual Advisor Formula into action immediately.
          Can I sign up next month?
          No, the program closes on Wednesday Nov 2nd, at Midnight EST. We want all the advisors to start the program all at the same time. We may re-open up registration some time next year, at likely a higher price.
          Registration Closes At Midnight EST,
          Wednesday Nov 2nd
          5-month payment plan
          Billed monthly, for 5 months.
            One TIme Payment
            Save $488
              Have Questions? Call us at: (888) 979-2701
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